Remove Charge Offs

A charge off is a debt that is deemed uncollectable, and written off. When a debt is charged off, it does not go away. It is added to your credit report and then typically sold to a debt collector. Charged off means the debt is bad, and that the account is no longer open and active. The debt is still legally valid and claimable, and the creditor can attempt to collect the full amount either through their own internal collections staff, or more likely, an outside collection agency.

A charge off occurs when a consumer becomes severely delinquent on a debt. This quite often occurs after several months without payment, at which point the creditor declares the debt to be a charge off. When a creditor issues a charge off, it is added to the debtor’s credit report. A charge off is one of the worst, if not the worst thing to have on your credit report.

RemoveChargeOffs.com is packed with useful information on how you can remove charge offs from your credit report, and how you can legally and effectively obtain credit report repair from Lexington Law Firm.

Some of the useful pages you will find on RemoveChargeOffs.com include:

• Credit Report Repair
• Charge Off Removal
• Credit Card Charge Offs
• Debt Charge Offs
• Bad Debt Removal
• Collection Agencies
• Credit Repair Agency
• Credit Repair Articles
  • Repairing Credit Yourself
  • The Fair Credit Reporting Act (FCRA)
  • How Bad Credit Affects You
  • Becoming Credit-Wise
  • Can Bad Credit be Deleted?
  • Can credit repair companies be trusted?
  • Common Myths of Credit Repair
  • Does Credit Repair Really Work?
  • Fight Credit Fraud
  • Five Reasons to Check Your Credit Report Regularly
  • How Credit Repair Works
  • Order Your Credit Report
  • Improve Your Credit
  • Legal Credit Repair Methods
  • The Law is on Your Side
  • Top Ten Credit Myths
  • Understanding Your Credit Score
  • What is a Charge Off?
  • What is a Credit Report?
• Credit Repair Attorney
• Credit Repair Service
• Credit Bureau Contact Information